Sixth Circuit Condo Fees Are A Debt Under The Fdcpa
The Fair Debt Collection Practices Act (FDCPA) defines a “debt” as a consumer’s obligation to pay money arising out of a transaction in which the money, property, insurance, or services are primarily for personal, family, or household purposes. The Sixth Circuit’s take on this definition? FDCPA debt, condo fees. Same difference. Here’s how this came to pass. In 1992, Camille Haddad purchased a condominium as his primary residence, and became obligated to pay fees to the condominium association....