Lawyers Collecting State Debts Not Officers Subject To Fdcpa
Allowing debt collectors to use state prosecutors’ letterhead is a controversial practice. It nets counties money (debt collectors essentially rent out the letterhead), but the ABA and other legal organizations say it’s deceptive because a county prosecutor isn’t actually charging the debtor with a crime. To that end, the Sixth Circuit addressed two kinks in the issue: Whether the Fair Debt Collection Practices Act (FDCPA) applies to law firms tasked with collecting state debts, and whether their use of the Ohio Attorney General’s letterhead violated the FDCPA....