In an action seeking a declaration of coverage under an auto insurance policy, summary judgment for Plaintiff is reversed, where the policy’s household drop-down exclusion limited the liability coverage available in the wrongful death suit to the minimum amount required under state law.

Read the full decision in Babinski v. Am. Family Ins. Group, No. 08-1986.

Appellate Information:

Appeal from the United States District Court for the District of Minnesota.Submitted on December 12, 2008Filed on June 18, 2009

Judges:

Before COLLOTON and SHEPHERD, Circuit Judges, and GOLDBERG, Judge. The Honorable Richard W. Goldberg, United States Court of International Trade, sitting by designation.

Opinion by SHEPHERD, Circuit Judge.

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